What To Do When Your RV Gets Stolen From Storage
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Key Takeaways
- Call the police right away when you notice your RV has been stolen.
- Check online marketplaces, both dedicated motorhome sites and generic ones like eBay.
- RV theft is disappointingly commonplace.
- Your insurance company should cover theft. Double-check your policy.
- Simple upgrades like an alarm and a GPS tracker can make your RV more secure.
From contacting authorities to insurance, we've got you covered in this easy-to-read guide for when your RV gets stolen from storage.
If your RV gets stolen from storage, stay calm and immediately report the theft to the police. Spread the word on social media, contact the storage facility, and notify your insurance agent. Gather all related documents and keep an eye on online marketplaces for any suspicious activity.
We've spent countless hours exploring the ins and outs of RV life. We've encountered various challenges along the way, and we're here to help fellow adventurers like you navigate the world of RV ownership with confidence.
A Practical Guide to Finding Your Stolen RV (Or at Least Coping)
Is this some cruel joke?
Nope, it's a legit nightmare for any RV owner. But don't hit the panic button just yet.
With a clear head and a little hope, there are some things to keep in mind that will maximize your chances of getting your RV returned safe and sound.
All of these theft prevention tips apply, even if it’s just your catalytic converter that got taken from the storage yard.
Keep Calm and Call the Cops
Take a deep breath and dial 911.
Let the authorities know that your RV has been stolen.
They'll ask you for the make, model, license plate number, and any distinguishing features (like that groovy decal on the back).
Remember, time is of the essence.
The sooner you report the theft, the higher the chances of recovering your beloved RV.
Contact the Storage Facility
If you discovered the theft yourself, notify the storage facility about it.
They may have security footage or other information that can help the police find your RV.
Plus, it's essential to let them know so they can take steps to prevent this from happening to other customers in the future.
Organize Your Records
Get your paperwork in order.
Gather any receipts, maintenance records, and registration information related to your RV.
You'll need these to prove ownership and make an insurance claim.
Dial Up Your Insurance Agent
This is what insurance is for, right?
Give your insurance agent a ring and let them know about the theft.
They'll walk you through the claims process.
Make sure you have your policy number handy and be prepared to provide any necessary information.
Keep in mind if you have comprehensive coverage, you're more likely to be reimbursed for the stolen RV.
If you haven't been the victim of this type of theft yet, consider upping your coverage!
Does RV Insurance Cover Theft?
Yes, RV insurance typically covers theft, but it depends on the specific policy and coverage options you have chosen.
Comprehensive coverage is the component of RV insurance that generally covers theft, as well as damages caused by events like fire, vandalism, and natural disasters.
Review your policy's details and discuss coverage options with your insurance agent to ensure you're adequately protected in the event of theft.
Spread the Word
One hundred pairs of eyes are better than one.
Get the word out on social media about your stolen RV.
Include photos, a description, and any other essential info.
You never know – your eagle-eyed friends and followers might spot your RV out in the wild.
Keep an Eye on Online Marketplaces
Scour online marketplaces like Craigslist, eBay, and RV Trader for any signs of your stolen RV.
Thieves may try to sell it or its RV parts on a site like these.
If you see something suspicious, inform the police and let them handle it.
Do not attempt to reclaim your property or confront the thief yourself; this is for your own safety.
Many victims overlook online marketplaces, but they're a prime hub for lifted goods, even things as huge as a full recreational vehicle.
Boost Your RV Security Game for Next Time (Storage Locks)
Or rather, so there isn't a next time.
If your RV is found or you buy a new one, consider upgrading your security measures.
Invest in a GPS tracker, steering wheel lock, or additional security cameras to keep your road warrior safe and sound.
Do RVs Get Stolen From Storage Facilities a Lot?
RVs get stolen, which is more common than you might think.
Property crime is on the rise, too, especially when considering the value of catalytic converters.
These big ol' homes-on-wheels can be pretty alluring targets for sticky-fingered thieves.
While they're not swiped as often as cars, RV theft is still a legitimate concern.
So, to all you RV owners out there, it's worth taking a moment to make sure your travel trailer is safe and secure.
You know what they say: better safe than sorry!
How Do I Proof My RV for Theft? (Even Behind Storage Doors)
There are a lot of ways to secure your RV and make it harder for thieves.
Some things are common sense, while others only come with experience.
Many of these tips apply to cars and other valuables.
- Lock it up tight: Always lock your RV's doors, windows, and storage compartments when you're not around or it's in storage. And don't forget to secure your hitch with a quality hitch lock.
- Park smart: Choose storage facilities in well-lit and secure areas, preferably with surveillance cameras. If you're storing your RV, opt for a reputable storage lot with good security measures in place.
- Install an alarm system: A good alarm system is a simple yet powerful deterrent for would-be thieves.
- GPS tracking: Invest in a GPS tracking device like this one from Brickhouse. This can help the authorities track down your RV if it's ever stolen.
- Keep it low-key: Avoid advertising your valuable possessions by covering your windows and keeping expensive items out of sight while parked in public or in storage.
- Get to know your neighbors: This doesn't apply to storage facilities, but we think it's too good not to mention. If you're staying at a campground, be friendly with fellow campers. They can help keep an eye on your RV when you're not around.
- Mark your territory: Place identifiable decals or unique markings on your RV, making it easier to spot and harder for thieves to sell. Consider permanent but low-key markings.
- Remove temptation: If you're storing your RV, remove any valuable items and electronics that might tempt potential thieves.
What Is Not Covered by RV Insurance?
While RV insurance can provide extensive coverage, there are still some things that may not be covered, depending on your specific policy.
Here's a list of some common exclusions:
- Personal belongings: Standard RV insurance often doesn't cover your personal items inside the RV.
- Wear and tear: Regular wear and tear, deterioration, or mechanical breakdowns are typically not covered.
- Damage from rodents or insects: Infestations and the damage they cause will be out of your pocket as the owner.
- Rental or commercial use: If you're renting out your RV to strangers or using it for commercial purposes, standard RV insurance may not cover you. In this case, you'll need a specialized policy.
- Accidents where you were at fault: If your own negligence or carelessness caused an accident, you wouldn't be covered.
- Acts of war or nuclear hazards: These events are generally not covered by any insurance policy, including RV insurance.
It's important to read your RV insurance policy carefully and discuss any questions or concerns with your insurance agent.